Terms and Conditions
Effective Date: 02/17/2025
Welcome to SEAK-A Insurance Agency. By accessing or using our services, including purchasing insurance policies, requesting quotes, or utilizing any other related services, you agree to comply with and be bound by these Terms and Conditions. Please read these Terms and Conditions carefully.
1. Acceptance of Terms
By using our website, contacting us, or purchasing insurance products, you agree to these Terms and Conditions. If you do not agree to these terms, please do not use our Services.
2. Eligibility
To use our Services, you must be at least 18 years old and capable of entering into a legally binding contract. You must provide accurate, current, and complete information during the application process and agree to update such information as necessary.
3. Services Provided
We offer a variety of insurance products, including but not limited to:
Life Insurance
Health Insurance
Auto Insurance
Home Insurance
Business Insurance
We work with multiple insurance providers to give you the best options. You understand that we may earn commissions or fees for facilitating the sale of insurance products.
4. Insurance Applications
When you apply for insurance through us, you agree to:
Provide true, accurate, and complete information.
Promptly update your application if any information changes.
Consent to us using your personal data in accordance with our Privacy Policy.
We are not responsible for any inaccuracies or omissions in the information you provide.
5. Pricing and Payment
All premiums and fees are determined by the insurance providers and are subject to change.
You agree to pay any applicable fees, premiums, or charges associated with the policies you purchase.
Payments for insurance policies must be made in full according to the terms set by the insurance provider, and failure to make payments may result in policy cancellation.
6. Cancellation and Refunds
You may cancel your insurance policy within the terms specified by the insurer, usually within a "cooling-off period." Any cancellation request is subject to the terms and conditions of the respective insurance provider.
Refunds are subject to the policies of the insurance provider and may not be available in certain cases.
7. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By agreeing to these Terms and Conditions, you consent to the practices described in our Privacy Policy.
8. Intellectual Property
All content on our website, including text, logos, images, and graphics, are the property of SEAK-A Insurance Agency or its licensors and are protected by copyright laws. You may not reproduce, modify, distribute, or use any of the content without our express written permission.
9. Limitation of Liability
To the fullest extent permitted by law, SEAK-A Insurance Agency shall not be held liable for any direct, indirect, incidental, special, or consequential damages arising out of or related to your use of our services or the insurance products we offer.
We do not guarantee the accuracy, reliability, or completeness of any insurance quotes or recommendations and are not responsible for any decisions made based on the information provided.
10. Modifications
We reserve the right to modify, update, or change these Terms and Conditions at any time. Any changes will be posted on this page, and the "Effective Date" at the top of the page will be updated. It is your responsibility to review these Terms periodically for changes.
11. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of Texas, without regard to its conflict of law principles.
12. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at:
SEAKA- Insurance Agency
956-515-2011
Juanalaniz@seakainsurance.com
4400 N 23rd St Ste. 316
McAllen, Tx 78504
